Side-by-side · Q2 2026 data
The First National Bank of Hebbronville vs International Bank of Commerce
Bank
The First National Bank of Hebbronville
Hebbronville, Texas · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Hebbronville | International Bank of Commerce |
|---|---|---|
| TellerScore | 87 | 93 (stronger) |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 84 | 98 (stronger) |
| Earnings | 69 | 93 (stronger) |
| Funding & liquidity | 81 | 94 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 91st | 98th |
| Total assets | $102.0M | $567.8M |
| Deposits / shares | $88.3M | $457.0M |
| Capital ratio | 16.51% (stronger) | 13.60% |
| Problem loans | 0.47% | 0.07% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.30% |
| Return on assets | 1.21% | 1.81% (stronger) |
| Loans ÷ deposits | 28.7% (stronger) | 30.7% |
| Uninsured deposits | 32.3% | 21.1% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
International Bank of Commerce has the higher TellerScore (93 vs 87). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hebbronville leads on 3 and International Bank of Commerce on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hebbronville, TX