Side-by-side · Q2 2026 data
The First National Bank of Hebbronville vs The Cowboy Bank of Texas
Bank
The First National Bank of Hebbronville
Hebbronville, Texas · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Hebbronville | The Cowboy Bank of Texas |
|---|---|---|
| TellerScore | 87 (stronger) | 77 |
| Capital cushion | 100 | 100 |
| Loan quality | 84 (stronger) | 24 |
| Earnings | 69 | 100 (stronger) |
| Funding & liquidity | 81 | 85 (stronger) |
| Problem-loan coverage | 98 (stronger) | 79 |
| Peer percentile | 91st | 68th |
| Total assets | $102.0M | $108.6M |
| Deposits / shares | $88.3M | $88.1M |
| Capital ratio | 16.51% | 17.51% (stronger) |
| Problem loans | 0.47% (stronger) | 2.29% |
| Net charge-offs | 0.07% | 0.01% (stronger) |
| Return on assets | 1.21% | 2.74% (stronger) |
| Loans ÷ deposits | 28.7% (stronger) | 72.4% |
| Uninsured deposits | 32.3% | 17.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Hebbronville has the higher TellerScore (87 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hebbronville leads on 3 and The Cowboy Bank of Texas on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.