Side-by-side · Q2 2026 data
The First National Bank of Hughes Springs vs Commercial National Bank of Texarkana
Bank
The First National Bank of Hughes Springs
Hughes Springs, Texas · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Hughes Springs | Commercial National Bank of Texarkana |
|---|---|---|
| TellerScore | 63 (stronger) | 58 |
| Capital cushion | 60 (stronger) | 50 |
| Loan quality | 26 | 34 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 75 (stronger) | 59 |
| Problem-loan coverage | 74 (stronger) | 60 |
| Peer percentile | 24th | 16th |
| Total assets | $319.5M | $330.1M |
| Deposits / shares | $283.1M | $305.3M |
| Capital ratio | 11.04% (stronger) | 10.01% |
| Problem loans | 2.23% | 1.99% (stronger) |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 2.18% (stronger) | 2.16% |
| Loans ÷ deposits | 72.6% (stronger) | 81.4% |
| Uninsured deposits | 26.2% (stronger) | 32.4% |
| Offices | 16 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.7% |
The First National Bank of Hughes Springs has the higher TellerScore (63 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hughes Springs leads on 5 and Commercial National Bank of Texarkana on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.