Side-by-side · Q2 2026 data
The First National Bank of Hughes Springs vs First Federal Community Bank, SSB
Bank
The First National Bank of Hughes Springs
Hughes Springs, Texas · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Hughes Springs | First Federal Community Bank, SSB |
|---|---|---|
| TellerScore | 63 | 74 (stronger) |
| Capital cushion | 60 | 81 (stronger) |
| Loan quality | 26 | 75 (stronger) |
| Earnings | 100 (stronger) | 61 |
| Funding & liquidity | 75 (stronger) | 63 |
| Problem-loan coverage | 74 | 92 (stronger) |
| Peer percentile | 24th | 57th |
| Total assets | $319.5M | $603.6M |
| Deposits / shares | $283.1M | $520.4M |
| Capital ratio | 11.04% | 13.10% (stronger) |
| Problem loans | 2.23% | 0.75% (stronger) |
| Net charge-offs | 0.03% | -0.00% (stronger) |
| Return on assets | 2.18% (stronger) | 1.03% |
| Loans ÷ deposits | 72.6% (stronger) | 89.8% |
| Uninsured deposits | 26.2% | 21.2% (stronger) |
| Offices | 16 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Federal Community Bank, SSB has the higher TellerScore (74 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hughes Springs leads on 2 and First Federal Community Bank, SSB on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.