Side-by-side · Q2 2026 data
The First National Bank of Hutchinson vs Central National Bank
Metric by metric
| Measure | The First National Bank of Hutchinson | Central National Bank |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 65 (stronger) | 60 |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 77 (stronger) | 73 |
| Funding & liquidity | 75 (stronger) | 66 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 86th | 86th |
| Total assets | $1.2B | $1.4B |
| Deposits / shares | $1.0B | $1.2B |
| Capital ratio | 11.49% (stronger) | 11.00% |
| Problem loans | 0.33% | 0.01% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.15% |
| Return on assets | 1.42% (stronger) | 1.33% |
| Loans ÷ deposits | 84.0% | 65.5% (stronger) |
| Uninsured deposits | 16.5% (stronger) | 40.5% |
| Offices | 7 | 29 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.6% | 12.5% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of Hutchinson leads on 4 and Central National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.