Side-by-side · Q2 2026 data
The First National Bank of Hutchinson vs Citizens Bank of Kansas
Metric by metric
| Measure | The First National Bank of Hutchinson | Citizens Bank of Kansas |
|---|---|---|
| TellerScore | 78 (stronger) | 72 |
| Capital cushion | 65 (stronger) | 35 |
| Loan quality | 89 | 99 (stronger) |
| Earnings | 77 (stronger) | 60 |
| Funding & liquidity | 75 | 98 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 86th | 50th |
| Total assets | $1.2B | $548.4M |
| Deposits / shares | $1.0B | $498.6M |
| Capital ratio | 11.49% (stronger) | 8.53% |
| Problem loans | 0.33% | 0.02% (stronger) |
| Net charge-offs | 0.05% | 0.02% (stronger) |
| Return on assets | 1.42% (stronger) | 1.01% |
| Loans ÷ deposits | 84.0% | 47.4% (stronger) |
| Uninsured deposits | 16.5% (stronger) | 17.0% |
| Offices | 7 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.6% | 12.7% |
The First National Bank of Hutchinson has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hutchinson leads on 4 and Citizens Bank of Kansas on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.