Side-by-side · Q2 2026 data
The First National Bank of Hutchinson vs Commerce Bank
Metric by metric
| Measure | The First National Bank of Hutchinson | Commerce Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 76 |
| Capital cushion | 65 (stronger) | 64 |
| Loan quality | 89 | 94 (stronger) |
| Earnings | 77 (stronger) | 70 |
| Funding & liquidity | 75 (stronger) | 61 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 86th | 91st |
| Total assets | $1.2B | $35.0B |
| Deposits / shares | $1.0B | $28.1B |
| Capital ratio | 11.49% (stronger) | 11.43% |
| Problem loans | 0.33% | 0.17% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.25% |
| Return on assets | 1.42% (stronger) | 1.25% |
| Loans ÷ deposits | 84.0% | 73.5% (stronger) |
| Uninsured deposits | 16.5% (stronger) | 38.6% |
| Offices | 7 | 146 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.6% | 33.2% |
The First National Bank of Hutchinson has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hutchinson leads on 5 and Commerce Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.