Side-by-side · Q2 2026 data
The First National Bank of Hutchinson vs Lyons Federal Bank
Metric by metric
| Measure | The First National Bank of Hutchinson | Lyons Federal Bank |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 65 | 77 (stronger) |
| Loan quality | 89 | 92 (stronger) |
| Earnings | 77 (stronger) | 62 |
| Funding & liquidity | 75 (stronger) | 64 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 86th | 72nd |
| Total assets | $1.2B | $197.6M |
| Deposits / shares | $1.0B | $166.7M |
| Capital ratio | 11.49% | 12.70% (stronger) |
| Problem loans | 0.33% | 0.23% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.42% (stronger) | 1.06% |
| Loans ÷ deposits | 84.0% (stronger) | 86.4% |
| Uninsured deposits | 16.5% (stronger) | 23.9% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.6% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of Hutchinson leads on 3 and Lyons Federal Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.