Side-by-side · Q2 2026 data
The First National Bank of Lacon vs North Central Bank
Metric by metric
| Measure | The First National Bank of Lacon | North Central Bank |
|---|---|---|
| TellerScore | 78 | 82 (stronger) |
| Capital cushion | 68 | 73 (stronger) |
| Loan quality | 95 (stronger) | 91 |
| Earnings | 67 | 73 (stronger) |
| Funding & liquidity | 69 | 86 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 72nd | 82nd |
| Total assets | $103.7M | $165.9M |
| Deposits / shares | $92.7M | $144.7M |
| Capital ratio | 11.78% | 12.26% (stronger) |
| Problem loans | 0.14% (stronger) | 0.26% |
| Net charge-offs | 0.06% | -0.00% (stronger) |
| Return on assets | 1.18% | 1.33% (stronger) |
| Loans ÷ deposits | 71.1% | 58.5% (stronger) |
| Uninsured deposits | 33.4% | 27.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Central Bank has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Lacon leads on 1 and North Central Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.