Side-by-side · Q2 2026 data
The First National Bank of Litchfield vs Heritage Bank of Schaumburg
Metric by metric
| Measure | The First National Bank of Litchfield | Heritage Bank of Schaumburg |
|---|---|---|
| TellerScore | 77 | 83 (stronger) |
| Capital cushion | 65 (stronger) | 59 |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 76 | 78 (stronger) |
| Funding & liquidity | 55 | 98 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 68th | 84th |
| Total assets | $150.4M | $150.0M |
| Deposits / shares | $131.8M | $126.5M |
| Capital ratio | 11.50% (stronger) | 10.86% |
| Problem loans | 0.13% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.39% | 1.44% (stronger) |
| Loans ÷ deposits | 84.4% | 62.3% (stronger) |
| Uninsured deposits | 33.4% | 6.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Heritage Bank of Schaumburg has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Litchfield leads on 1 and Heritage Bank of Schaumburg on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.