Side-by-side · Q2 2026 data
The First National Bank of Litchfield vs The First National Bank of Raymond
Metric by metric
| Measure | The First National Bank of Litchfield | The First National Bank of Raymond |
|---|---|---|
| TellerScore | 77 | 78 (stronger) |
| Capital cushion | 65 (stronger) | 59 |
| Loan quality | 96 (stronger) | 86 |
| Earnings | 76 (stronger) | 73 |
| Funding & liquidity | 55 | 95 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 68th | 72nd |
| Total assets | $150.4M | $187.1M |
| Deposits / shares | $131.8M | $172.3M |
| Capital ratio | 11.50% (stronger) | 10.91% |
| Problem loans | 0.13% (stronger) | 0.42% |
| Net charge-offs | 0.00% | -0.10% (stronger) |
| Return on assets | 1.39% (stronger) | 1.33% |
| Loans ÷ deposits | 84.4% | 47.4% (stronger) |
| Uninsured deposits | 33.4% | 19.7% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.3% |
The First National Bank of Raymond has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Litchfield leads on 3 and The First National Bank of Raymond on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.