Side-by-side · Q2 2026 data
The First National Bank of Litchfield vs Warren-Boynton State Bank
Metric by metric
| Measure | The First National Bank of Litchfield | Warren-Boynton State Bank |
|---|---|---|
| TellerScore | 77 | 79 (stronger) |
| Capital cushion | 65 | 71 (stronger) |
| Loan quality | 96 (stronger) | 86 |
| Earnings | 76 | 81 (stronger) |
| Funding & liquidity | 55 | 72 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 68th | 75th |
| Total assets | $150.4M | $234.5M |
| Deposits / shares | $131.8M | $201.4M |
| Capital ratio | 11.50% | 12.08% (stronger) |
| Problem loans | 0.13% (stronger) | 0.41% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.39% | 1.52% (stronger) |
| Loans ÷ deposits | 84.4% | 83.4% (stronger) |
| Uninsured deposits | 33.4% | 18.8% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Warren-Boynton State Bank has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Litchfield leads on 2 and Warren-Boynton State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.