Side-by-side · Q2 2026 data
The First National Bank of Livingston vs First State Bank of Livingston
Metric by metric
| Measure | The First National Bank of Livingston | First State Bank of Livingston |
|---|---|---|
| TellerScore | 98 (stronger) | 71 |
| Capital cushion | 100 | 100 |
| Loan quality | 98 (stronger) | 36 |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 93 (stronger) | 73 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 100th | 47th |
| Total assets | $467.2M | $689.3M |
| Deposits / shares | $398.3M | $595.5M |
| Capital ratio | 15.54% (stronger) | 15.52% |
| Problem loans | 0.05% (stronger) | 1.93% |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 2.36% (stronger) | 1.05% |
| Loans ÷ deposits | 56.1% | 35.9% (stronger) |
| Uninsured deposits | 21.2% (stronger) | 40.0% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.9% |
The First National Bank of Livingston has the higher TellerScore (98 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Livingston leads on 6 and First State Bank of Livingston on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Livingston, TX
- Onalaska, TX