Side-by-side · Q2 2026 data
The First National Bank of Livingston vs MCBank
Metric by metric
| Measure | The First National Bank of Livingston | MCBank |
|---|---|---|
| TellerScore | 98 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 98 (stronger) | 14 |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 93 | 99 (stronger) |
| Problem-loan coverage | 100 (stronger) | 73 |
| Peer percentile | 100th | 11th |
| Total assets | $467.2M | $467.2M |
| Deposits / shares | $398.3M | $429.6M |
| Capital ratio | 15.54% (stronger) | 10.01% |
| Problem loans | 0.05% (stronger) | 2.57% |
| Net charge-offs | 0.02% (stronger) | 0.09% |
| Return on assets | 2.36% (stronger) | 1.35% |
| Loans ÷ deposits | 56.1% | 46.8% (stronger) |
| Uninsured deposits | 21.2% | 16.1% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Livingston has the higher TellerScore (98 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Livingston leads on 5 and MCBank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.