Side-by-side · Q2 2026 data
The First National Bank of Livingston vs Peoples State Bank
Metric by metric
| Measure | The First National Bank of Livingston | Peoples State Bank |
|---|---|---|
| TellerScore | 98 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 98 (stronger) | 58 |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 93 (stronger) | 84 |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 100th | 37th |
| Total assets | $467.2M | $181.2M |
| Deposits / shares | $398.3M | $149.7M |
| Capital ratio | 15.54% (stronger) | 10.66% |
| Problem loans | 0.05% (stronger) | 1.25% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 2.36% (stronger) | 1.36% |
| Loans ÷ deposits | 56.1% (stronger) | 67.4% |
| Uninsured deposits | 21.2% (stronger) | 22.8% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Livingston has the higher TellerScore (98 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Livingston leads on 6 and Peoples State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Livingston, TX