Side-by-side · Q2 2026 data
The First National Bank of Livingston vs The First National Bank of Trinity
Metric by metric
| Measure | The First National Bank of Livingston | The First National Bank of Trinity |
|---|---|---|
| TellerScore | 98 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 100 (stronger) | 53 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 100th | 48th |
| Total assets | $467.2M | $92.8M |
| Deposits / shares | $398.3M | $86.0M |
| Capital ratio | 15.54% (stronger) | 9.16% |
| Problem loans | 0.05% | 0.00% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.21% |
| Return on assets | 2.36% (stronger) | 0.83% |
| Loans ÷ deposits | 56.1% | 52.4% (stronger) |
| Uninsured deposits | 21.2% | 11.9% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Livingston has the higher TellerScore (98 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Livingston leads on 4 and The First National Bank of Trinity on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.