Side-by-side · Q2 2026 data
The First National Bank of McGregor vs Community Bank & Trust, Waco, Texas
Metric by metric
| Measure | The First National Bank of McGregor | Community Bank & Trust, Waco, Texas |
|---|---|---|
| TellerScore | 42 | 90 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 9 | 93 (stronger) |
| Earnings | 64 | 64 |
| Funding & liquidity | 57 | 91 (stronger) |
| Problem-loan coverage | 46 | 98 (stronger) |
| Peer percentile | 3rd | 95th |
| Total assets | $1.1B | $649.1M |
| Deposits / shares | $949.6M | $562.6M |
| Capital ratio | 9.55% | 15.45% (stronger) |
| Problem loans | 2.72% | 0.21% (stronger) |
| Net charge-offs | 0.26% (stronger) | 0.58% |
| Return on assets | 1.09% | 1.11% (stronger) |
| Loans ÷ deposits | 84.1% | 66.2% (stronger) |
| Uninsured deposits | 32.4% | 17.6% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | 16.4% |
Community Bank & Trust, Waco, Texas has the higher TellerScore (90 vs 42). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of McGregor leads on 1 and Community Bank & Trust, Waco, Texas on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.