Side-by-side · Q2 2026 data
The First National Bank of McGregor vs The First National Bank of Moody
Metric by metric
| Measure | The First National Bank of McGregor | The First National Bank of Moody |
|---|---|---|
| TellerScore | 42 | 92 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 9 | 100 (stronger) |
| Earnings | 64 (stronger) | 59 |
| Funding & liquidity | 57 | 100 (stronger) |
| Problem-loan coverage | 46 | 100 (stronger) |
| Peer percentile | 3rd | 92nd |
| Total assets | $1.1B | $54.2M |
| Deposits / shares | $949.6M | $42.4M |
| Capital ratio | 9.55% | 18.31% (stronger) |
| Problem loans | 2.72% | 0.00% (stronger) |
| Net charge-offs | 0.26% | -0.06% (stronger) |
| Return on assets | 1.09% (stronger) | 0.97% |
| Loans ÷ deposits | 84.1% | 39.2% (stronger) |
| Uninsured deposits | 32.4% | 14.3% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | — |
The First National Bank of Moody has the higher TellerScore (92 vs 42). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of McGregor leads on 1 and The First National Bank of Moody on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.