Side-by-side · Q2 2026 data
The First National Bank of McIntosh vs The Northern State Bank of Gonvick
Bank
The First National Bank of McIntosh
Mcintosh, Minnesota · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of McIntosh | The Northern State Bank of Gonvick |
|---|---|---|
| TellerScore | 86 | 86 |
| Capital cushion | 100 | 100 |
| Loan quality | 61 | 67 (stronger) |
| Earnings | 89 (stronger) | 82 |
| Funding & liquidity | 90 | 91 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 81st | 81st |
| Total assets | $47.0M | $50.6M |
| Deposits / shares | $37.4M | $42.3M |
| Capital ratio | 20.20% (stronger) | 15.75% |
| Problem loans | 1.16% | 1.00% (stronger) |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 1.71% (stronger) | 1.55% |
| Loans ÷ deposits | 40.7% (stronger) | 44.4% |
| Uninsured deposits | 24.0% | 23.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of McIntosh leads on 3 and The Northern State Bank of Gonvick on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.