Side-by-side · Q2 2026 data
The First National Bank of Middle Tennessee vs First Commerce Bank
Bank
The First National Bank of Middle Tennessee
Mcminnville, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Middle Tennessee | First Commerce Bank |
|---|---|---|
| TellerScore | 66 | 77 (stronger) |
| Capital cushion | 50 | 52 (stronger) |
| Loan quality | 93 | 97 (stronger) |
| Earnings | 61 | 97 (stronger) |
| Funding & liquidity | 42 | 55 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 31st | 68th |
| Total assets | $952.4M | $935.1M |
| Deposits / shares | $827.7M | $824.8M |
| Capital ratio | 10.03% | 10.21% (stronger) |
| Problem loans | 0.22% | 0.08% (stronger) |
| Net charge-offs | 0.24% | 0.04% (stronger) |
| Return on assets | 1.04% | 1.91% (stronger) |
| Loans ÷ deposits | 94.7% | 86.2% (stronger) |
| Uninsured deposits | 36.3% | 32.0% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
First Commerce Bank has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Middle Tennessee leads on 0 and First Commerce Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.