Side-by-side · Q2 2026 data
The First National Bank of Milaca vs Credit Union 1
Metric by metric
| Measure | The First National Bank of Milaca | Credit Union 1 |
|---|---|---|
| TellerScore | 81 (stronger) | 68 |
| Capital cushion | 58 | 59 (stronger) |
| Loan quality | 88 (stronger) | 55 |
| Earnings | 98 (stronger) | 82 |
| Funding & liquidity | 85 (stronger) | 80 |
| Problem-loan coverage | 95 (stronger) | 79 |
| Peer percentile | 80th | 50th |
| Total assets | $293.2M | $2.9B |
| Deposits / shares | $259.8M | $2.4B |
| Capital ratio | 10.77% | 10.91% (stronger) |
| Problem loans | 0.37% (stronger) | 1.35% |
| Net charge-offs | -0.00% (stronger) | 0.54% |
| Return on assets | 1.95% (stronger) | 1.56% |
| Loans ÷ deposits | 75.5% (stronger) | 80.1% |
| Uninsured deposits | 14.0% | 1.4% (stronger) |
| Offices | 4 | 50 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.0% | — |
The First National Bank of Milaca has the higher TellerScore (81 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Milaca leads on 5 and Credit Union 1 on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.