Side-by-side · Q2 2026 data
The First National Bank of Milaca vs Farmers and Merchants State Bank of Pierz
Metric by metric
| Measure | The First National Bank of Milaca | Farmers and Merchants State Bank of Pierz |
|---|---|---|
| TellerScore | 81 (stronger) | 69 |
| Capital cushion | 58 (stronger) | 43 |
| Loan quality | 88 (stronger) | 66 |
| Earnings | 98 (stronger) | 89 |
| Funding & liquidity | 85 | 90 (stronger) |
| Problem-loan coverage | 95 (stronger) | 83 |
| Peer percentile | 80th | 40th |
| Total assets | $293.2M | $336.2M |
| Deposits / shares | $259.8M | $308.5M |
| Capital ratio | 10.77% (stronger) | 9.28% |
| Problem loans | 0.37% (stronger) | 1.03% |
| Net charge-offs | -0.00% (stronger) | 0.68% |
| Return on assets | 1.95% (stronger) | 1.74% |
| Loans ÷ deposits | 75.5% | 70.7% (stronger) |
| Uninsured deposits | 14.0% | 12.7% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.0% | 1.7% |
The First National Bank of Milaca has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Milaca leads on 5 and Farmers and Merchants State Bank of Pierz on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.