Side-by-side · Q2 2026 data
The First National Bank of Milaca vs Minnesota National Bank
Metric by metric
| Measure | The First National Bank of Milaca | Minnesota National Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 70 |
| Capital cushion | 58 (stronger) | 48 |
| Loan quality | 88 (stronger) | 84 |
| Earnings | 98 (stronger) | 86 |
| Funding & liquidity | 85 (stronger) | 56 |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 80th | 43rd |
| Total assets | $293.2M | $298.4M |
| Deposits / shares | $259.8M | $253.9M |
| Capital ratio | 10.77% (stronger) | 9.77% |
| Problem loans | 0.37% (stronger) | 0.49% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.95% (stronger) | 1.66% |
| Loans ÷ deposits | 75.5% (stronger) | 93.8% |
| Uninsured deposits | 14.0% (stronger) | 24.3% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.0% | 0.9% |
The First National Bank of Milaca has the higher TellerScore (81 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Milaca leads on 7 and Minnesota National Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.