TellerScore

Side-by-side · Q2 2026 data

The First National Bank of Milaca vs Sentry Bank

Bank

The First National Bank of Milaca

Milaca, Minnesota · $100 million – $1 billion

81of 100
Strong

Bank

Sentry Bank

Saint Joseph, Minnesota · $100 million – $1 billion

70of 100
Strong

Metric by metric

MeasureThe First National Bank of MilacaSentry Bank
TellerScore81 (stronger)70
Capital cushion58 (stronger)37
Loan quality88100 (stronger)
Earnings98 (stronger)71
Funding & liquidity85 (stronger)67
Problem-loan coverage95100 (stronger)
Peer percentile80th43rd
Total assets$293.2M$415.5M
Deposits / shares$259.8M$365.0M
Capital ratio10.77% (stronger)8.66%
Problem loans0.37%0.00% (stronger)
Net charge-offs-0.00% (stronger)0.00%
Return on assets1.95% (stronger)1.26%
Loans ÷ deposits75.5% (stronger)83.8%
Uninsured deposits14.0% (stronger)23.0%
Offices44
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)17.0%—

The First National Bank of Milaca has the higher TellerScore (81 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Milaca leads on 6 and Sentry Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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