Side-by-side · Q2 2026 data
The First National Bank of Milaca vs Village Bank
Metric by metric
| Measure | The First National Bank of Milaca | Village Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 62 |
| Capital cushion | 58 (stronger) | 40 |
| Loan quality | 88 (stronger) | 87 |
| Earnings | 98 (stronger) | 47 |
| Funding & liquidity | 85 (stronger) | 69 |
| Problem-loan coverage | 95 (stronger) | 80 |
| Peer percentile | 80th | 22nd |
| Total assets | $293.2M | $411.9M |
| Deposits / shares | $259.8M | $366.2M |
| Capital ratio | 10.77% (stronger) | 8.98% |
| Problem loans | 0.37% (stronger) | 0.40% |
| Net charge-offs | -0.00% (stronger) | 1.40% |
| Return on assets | 1.95% (stronger) | 0.67% |
| Loans ÷ deposits | 75.5% (stronger) | 79.8% |
| Uninsured deposits | 14.0% (stronger) | 25.3% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.0% | — |
The First National Bank of Milaca has the higher TellerScore (81 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Milaca leads on 7 and Village Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.