TellerScore

Side-by-side · Q2 2026 data

The First National Bank of Moody vs Linkage Credit Union

Bank

The First National Bank of Moody

Moody, Texas · Under $100 million in assets

92of 100
Very strong

Credit union

Linkage Credit Union

Waco, Texas · Under $100 million in assets

73of 100
Strong

Metric by metric

MeasureThe First National Bank of MoodyLinkage Credit Union
TellerScore92 (stronger)73
Capital cushion100100
Loan quality100 (stronger)58
Earnings59 (stronger)23
Funding & liquidity100 (stronger)96
Problem-loan coverage100 (stronger)92
Peer percentile92nd47th
Total assets$54.2M$18.2M
Deposits / shares$42.4M$14.9M
Capital ratio18.31% (stronger)17.92%
Problem loans0.00% (stronger)1.27%
Net charge-offs-0.06% (stronger)0.46%
Return on assets0.97% (stronger)0.07%
Loans ÷ deposits39.2% (stronger)64.6%
Uninsured deposits14.3%1.6% (stronger)
Offices21
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

The First National Bank of Moody has the higher TellerScore (92 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Moody leads on 6 and Linkage Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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