Side-by-side · Q2 2026 data
The First National Bank of Moose Lake vs National Bank of Commerce
Bank
The First National Bank of Moose Lake
Moose Lake, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Moose Lake | National Bank of Commerce |
|---|---|---|
| TellerScore | 94 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 97 (stronger) | 79 |
| Earnings | 100 | 100 |
| Funding & liquidity | 64 (stronger) | 53 |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 98th | 58th |
| Total assets | $133.7M | $2.2B |
| Deposits / shares | $112.4M | $1.9B |
| Capital ratio | 15.98% (stronger) | 9.33% |
| Problem loans | 0.10% (stronger) | 0.64% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 2.12% (stronger) | 2.00% |
| Loans ÷ deposits | 84.7% (stronger) | 92.0% |
| Uninsured deposits | 25.3% (stronger) | 29.1% |
| Offices | 2 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.1% | 4.8% |
The First National Bank of Moose Lake has the higher TellerScore (94 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Moose Lake leads on 7 and National Bank of Commerce on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.