Side-by-side · Q2 2026 data
The First National Bank of Okawville vs 1NB Bank
Metric by metric
| Measure | The First National Bank of Okawville | 1NB Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 74 |
| Capital cushion | 75 (stronger) | 53 |
| Loan quality | 96 | 98 (stronger) |
| Earnings | 42 | 63 (stronger) |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 66th | 57th |
| Total assets | $66.3M | $319.0M |
| Deposits / shares | $58.7M | $260.1M |
| Capital ratio | 12.55% (stronger) | 10.29% |
| Problem loans | 0.11% | 0.07% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.55% | 1.08% (stronger) |
| Loans ÷ deposits | 35.7% (stronger) | 81.6% |
| Uninsured deposits | 13.2% (stronger) | 17.4% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.0% |
The First National Bank of Okawville has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Okawville leads on 5 and 1NB Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.