Side-by-side · Q2 2026 data
The First National Bank of Okawville vs Bank of O'Fallon
Metric by metric
| Measure | The First National Bank of Okawville | Bank of O'Fallon |
|---|---|---|
| TellerScore | 80 | 81 (stronger) |
| Capital cushion | 75 | 88 (stronger) |
| Loan quality | 96 (stronger) | 77 |
| Earnings | 42 | 91 (stronger) |
| Funding & liquidity | 100 (stronger) | 55 |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 66th | 80th |
| Total assets | $66.3M | $377.5M |
| Deposits / shares | $58.7M | $324.1M |
| Capital ratio | 12.55% | 13.82% (stronger) |
| Problem loans | 0.11% (stronger) | 0.69% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.55% | 1.78% (stronger) |
| Loans ÷ deposits | 35.7% (stronger) | 86.1% |
| Uninsured deposits | 13.2% (stronger) | 32.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of O'Fallon has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Okawville leads on 4 and Bank of O'Fallon on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.