Side-by-side · Q2 2026 data
The First National Bank of Okawville vs Midland Community Bank
Metric by metric
| Measure | The First National Bank of Okawville | Midland Community Bank |
|---|---|---|
| TellerScore | 80 | 88 (stronger) |
| Capital cushion | 75 (stronger) | 71 |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 42 | 87 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 66th | 86th |
| Total assets | $66.3M | $68.8M |
| Deposits / shares | $58.7M | $56.6M |
| Capital ratio | 12.55% (stronger) | 12.11% |
| Problem loans | 0.11% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.49% |
| Return on assets | 0.55% | 1.66% (stronger) |
| Loans ÷ deposits | 35.7% (stronger) | 64.9% |
| Uninsured deposits | 13.2% | 12.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midland Community Bank has the higher TellerScore (88 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Okawville leads on 3 and Midland Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.