Side-by-side · Q2 2026 data
The First National Bank of Okawville vs North County Savings Bank
Metric by metric
| Measure | The First National Bank of Okawville | North County Savings Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 68 |
| Capital cushion | 75 (stronger) | 35 |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 42 (stronger) | 37 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 66th | 33rd |
| Total assets | $66.3M | $63.2M |
| Deposits / shares | $58.7M | $57.9M |
| Capital ratio | 12.55% (stronger) | 8.45% |
| Problem loans | 0.11% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 0.55% (stronger) | 0.42% |
| Loans ÷ deposits | 35.7% (stronger) | 48.9% |
| Uninsured deposits | 13.2% | 4.4% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Okawville has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Okawville leads on 5 and North County Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.