Side-by-side · Q2 2026 data
The First National Bank of Okawville vs State Bank of Industry
Metric by metric
| Measure | The First National Bank of Okawville | State Bank of Industry |
|---|---|---|
| TellerScore | 80 | 86 (stronger) |
| Capital cushion | 75 | 92 (stronger) |
| Loan quality | 96 (stronger) | 85 |
| Earnings | 42 | 69 (stronger) |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 66th | 81st |
| Total assets | $66.3M | $64.3M |
| Deposits / shares | $58.7M | $55.6M |
| Capital ratio | 12.55% | 14.21% (stronger) |
| Problem loans | 0.11% (stronger) | 0.44% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 0.55% | 1.23% (stronger) |
| Loans ÷ deposits | 35.7% (stronger) | 68.0% |
| Uninsured deposits | 13.2% (stronger) | 17.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Industry has the higher TellerScore (86 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Okawville leads on 4 and State Bank of Industry on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.