Side-by-side · Q2 2026 data
The First National Bank of Oneida vs One Bank of Tennessee
Metric by metric
| Measure | The First National Bank of Oneida | One Bank of Tennessee |
|---|---|---|
| TellerScore | 82 (stronger) | 79 |
| Capital cushion | 60 (stronger) | 41 |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 99 | 100 (stronger) |
| Funding & liquidity | 81 (stronger) | 80 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 82nd | 88th |
| Total assets | $367.8M | $1.7B |
| Deposits / shares | $328.0M | $1.5B |
| Capital ratio | 10.98% (stronger) | 9.09% |
| Problem loans | 0.27% | 0.01% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.97% | 2.16% (stronger) |
| Loans ÷ deposits | 68.9% (stronger) | 73.5% |
| Uninsured deposits | 24.2% | 20.9% (stronger) |
| Offices | 4 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.9% |
The First National Bank of Oneida has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Oneida leads on 4 and One Bank of Tennessee on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Oneida, TN