Side-by-side · Q2 2026 data
The First National Bank of Oneida vs Security Federal Savings Bank of McMinnville
Bank
Security Federal Savings Bank of McMinnville
Mcminnville, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Oneida | Security Federal Savings Bank of McMinnville |
|---|---|---|
| TellerScore | 82 (stronger) | 80 |
| Capital cushion | 60 | 69 (stronger) |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 99 (stronger) | 85 |
| Funding & liquidity | 81 (stronger) | 52 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 82nd | 77th |
| Total assets | $367.8M | $386.0M |
| Deposits / shares | $328.0M | $327.6M |
| Capital ratio | 10.98% | 11.91% (stronger) |
| Problem loans | 0.27% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 1.97% (stronger) | 1.62% |
| Loans ÷ deposits | 68.9% (stronger) | 95.0% |
| Uninsured deposits | 24.2% (stronger) | 27.0% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Oneida has the higher TellerScore (82 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Oneida leads on 5 and Security Federal Savings Bank of McMinnville on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.