Side-by-side · Q2 2026 data
The First National Bank of Osakis vs Currie State Bank
Metric by metric
| Measure | The First National Bank of Osakis | Currie State Bank |
|---|---|---|
| TellerScore | 61 | 66 (stronger) |
| Capital cushion | 37 | 57 (stronger) |
| Loan quality | 78 (stronger) | 68 |
| Earnings | 65 | 70 (stronger) |
| Funding & liquidity | 59 | 62 (stronger) |
| Problem-loan coverage | 89 (stronger) | 86 |
| Peer percentile | 19th | 28th |
| Total assets | $97.6M | $100.0M |
| Deposits / shares | $80.9M | $88.3M |
| Capital ratio | 8.67% | 10.69% (stronger) |
| Problem loans | 0.67% (stronger) | 0.96% |
| Net charge-offs | -0.02% (stronger) | -0.02% |
| Return on assets | 1.12% | 1.24% (stronger) |
| Loans ÷ deposits | 100.4% | 98.6% (stronger) |
| Uninsured deposits | 15.4% | 7.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Currie State Bank has the higher TellerScore (66 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Osakis leads on 2 and Currie State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.