Side-by-side · Q2 2026 data
The First National Bank of Proctor vs First State Bank of Swanville
Metric by metric
| Measure | The First National Bank of Proctor | First State Bank of Swanville |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 100 (stronger) | 28 |
| Earnings | 43 | 48 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 37th | 33rd |
| Total assets | $34.0M | $23.8M |
| Deposits / shares | $31.1M | $19.2M |
| Capital ratio | 8.47% | 18.14% (stronger) |
| Problem loans | 0.00% (stronger) | 2.16% |
| Net charge-offs | 0.00% (stronger) | 2.15% |
| Return on assets | 0.57% | 0.71% (stronger) |
| Loans ÷ deposits | 44.4% (stronger) | 77.2% |
| Uninsured deposits | 7.4% (stronger) | 9.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Proctor has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Proctor leads on 5 and First State Bank of Swanville on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.