Side-by-side · Q2 2026 data
The First National Bank of Proctor vs St. Martin National Bank
Metric by metric
| Measure | The First National Bank of Proctor | St. Martin National Bank |
|---|---|---|
| TellerScore | 69 | 100 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 43 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 37th | 100th |
| Total assets | $34.0M | $29.4M |
| Deposits / shares | $31.1M | $25.0M |
| Capital ratio | 8.47% | 15.51% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.57% | 2.42% (stronger) |
| Loans ÷ deposits | 44.4% (stronger) | 52.6% |
| Uninsured deposits | 7.4% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Martin National Bank has the higher TellerScore (100 vs 69). On the 5 directional measures above (where higher or lower is clearly better), The First National Bank of Proctor leads on 1 and St. Martin National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.