Side-by-side · Q2 2026 data
The First National Bank of Raymond vs La Salle State Bank
Metric by metric
| Measure | The First National Bank of Raymond | La Salle State Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 68 |
| Capital cushion | 59 (stronger) | 39 |
| Loan quality | 86 | 95 (stronger) |
| Earnings | 73 (stronger) | 42 |
| Funding & liquidity | 95 | 95 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 72nd | 37th |
| Total assets | $187.1M | $183.2M |
| Deposits / shares | $172.3M | $155.9M |
| Capital ratio | 10.91% (stronger) | 8.91% |
| Problem loans | 0.42% | 0.16% (stronger) |
| Net charge-offs | -0.10% (stronger) | 0.00% |
| Return on assets | 1.33% (stronger) | 0.56% |
| Loans ÷ deposits | 47.4% (stronger) | 54.3% |
| Uninsured deposits | 19.7% | 19.4% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | — |
The First National Bank of Raymond has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Raymond leads on 5 and La Salle State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.