Side-by-side · Q2 2026 data
The First National Bank of Raymond vs Warren-Boynton State Bank
Metric by metric
| Measure | The First National Bank of Raymond | Warren-Boynton State Bank |
|---|---|---|
| TellerScore | 78 | 79 (stronger) |
| Capital cushion | 59 | 71 (stronger) |
| Loan quality | 86 | 86 |
| Earnings | 73 | 81 (stronger) |
| Funding & liquidity | 95 (stronger) | 72 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 72nd | 75th |
| Total assets | $187.1M | $234.5M |
| Deposits / shares | $172.3M | $201.4M |
| Capital ratio | 10.91% | 12.08% (stronger) |
| Problem loans | 0.42% | 0.41% (stronger) |
| Net charge-offs | -0.10% (stronger) | 0.01% |
| Return on assets | 1.33% | 1.52% (stronger) |
| Loans ÷ deposits | 47.4% (stronger) | 83.4% |
| Uninsured deposits | 19.7% | 18.8% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | — |
Warren-Boynton State Bank has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Raymond leads on 2 and Warren-Boynton State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.