Side-by-side · Q2 2026 data
The First National Bank of River Falls vs River Falls State Bank
Metric by metric
| Measure | The First National Bank of River Falls | River Falls State Bank |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 51 | 64 (stronger) |
| Loan quality | 87 | 93 (stronger) |
| Earnings | 72 (stronger) | 64 |
| Funding & liquidity | 96 (stronger) | 80 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 61st | 68th |
| Total assets | $325.3M | $143.2M |
| Deposits / shares | $286.6M | $127.5M |
| Capital ratio | 10.06% | 11.40% (stronger) |
| Problem loans | 0.38% | 0.21% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.29% (stronger) | 1.10% |
| Loans ÷ deposits | 57.9% (stronger) | 80.5% |
| Uninsured deposits | 18.8% | 11.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 2.6% |
River Falls State Bank has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of River Falls leads on 3 and River Falls State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- River Falls, WI