Side-by-side · Q2 2026 data
The First National Bank of River Falls vs The Equitable Bank, S.S.B.
Metric by metric
| Measure | The First National Bank of River Falls | The Equitable Bank, S.S.B. |
|---|---|---|
| TellerScore | 75 (stronger) | 64 |
| Capital cushion | 51 (stronger) | 47 |
| Loan quality | 87 | 98 (stronger) |
| Earnings | 72 (stronger) | 32 |
| Funding & liquidity | 96 (stronger) | 62 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 61st | 26th |
| Total assets | $325.3M | $327.1M |
| Deposits / shares | $286.6M | $289.1M |
| Capital ratio | 10.06% (stronger) | 9.70% |
| Problem loans | 0.38% | 0.05% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.29% (stronger) | 0.31% |
| Loans ÷ deposits | 57.9% (stronger) | 98.2% |
| Uninsured deposits | 18.8% | 10.8% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 7.6% |
The First National Bank of River Falls has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of River Falls leads on 5 and The Equitable Bank, S.S.B. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.