Side-by-side · Q2 2026 data
The First National Bank of Russell Springs vs Eclipse Bank, Inc.
Bank
The First National Bank of Russell Springs
Russell Springs, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Russell Springs | Eclipse Bank, Inc. |
|---|---|---|
| TellerScore | 73 (stronger) | 61 |
| Capital cushion | 55 (stronger) | 45 |
| Loan quality | 96 (stronger) | 90 |
| Earnings | 78 (stronger) | 43 |
| Funding & liquidity | 46 | 49 (stronger) |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 53rd | 20th |
| Total assets | $475.2M | $485.7M |
| Deposits / shares | $409.0M | $341.3M |
| Capital ratio | 10.52% (stronger) | 9.47% |
| Problem loans | 0.11% (stronger) | 0.31% |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 1.45% (stronger) | 0.58% |
| Loans ÷ deposits | 83.9% (stronger) | 120.7% |
| Uninsured deposits | 42.1% | 16.2% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.6% |
The First National Bank of Russell Springs has the higher TellerScore (73 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Russell Springs leads on 5 and Eclipse Bank, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.