Side-by-side · Q2 2026 data
The First National Bank of Sonora vs Pilgrim Bank
Metric by metric
| Measure | The First National Bank of Sonora | Pilgrim Bank |
|---|---|---|
| TellerScore | 46 | 68 (stronger) |
| Capital cushion | 30 | 52 (stronger) |
| Loan quality | 53 | 95 (stronger) |
| Earnings | 43 | 43 |
| Funding & liquidity | 64 | 68 (stronger) |
| Problem-loan coverage | 52 | 98 (stronger) |
| Peer percentile | 5th | 37th |
| Total assets | $722.0M | $714.6M |
| Deposits / shares | $640.7M | $578.4M |
| Capital ratio | 8.00% | 10.21% (stronger) |
| Problem loans | 1.40% | 0.15% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.57% | 0.58% (stronger) |
| Loans ÷ deposits | 82.9% | 79.7% (stronger) |
| Uninsured deposits | 27.0% | 26.2% (stronger) |
| Offices | 9 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | 11.2% |
Pilgrim Bank has the higher TellerScore (68 vs 46). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Sonora leads on 0 and Pilgrim Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.