Side-by-side · Q2 2026 data
The First National Bank of Sonora vs Southwest Bank
Metric by metric
| Measure | The First National Bank of Sonora | Southwest Bank |
|---|---|---|
| TellerScore | 46 | 76 (stronger) |
| Capital cushion | 30 | 63 (stronger) |
| Loan quality | 53 | 89 (stronger) |
| Earnings | 43 | 98 (stronger) |
| Funding & liquidity | 64 (stronger) | 39 |
| Problem-loan coverage | 52 | 96 (stronger) |
| Peer percentile | 5th | 64th |
| Total assets | $722.0M | $693.7M |
| Deposits / shares | $640.7M | $610.6M |
| Capital ratio | 8.00% | 11.33% (stronger) |
| Problem loans | 1.40% | 0.34% (stronger) |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 0.57% | 1.95% (stronger) |
| Loans ÷ deposits | 82.9% | 79.8% (stronger) |
| Uninsured deposits | 27.0% (stronger) | 52.0% |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | — |
Southwest Bank has the higher TellerScore (76 vs 46). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Sonora leads on 1 and Southwest Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.