Side-by-side · Q2 2026 data
The First National Bank of Sparta vs Buena Vista National Bank
Metric by metric
| Measure | The First National Bank of Sparta | Buena Vista National Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 77 |
| Capital cushion | 76 (stronger) | 61 |
| Loan quality | 81 | 88 (stronger) |
| Earnings | 98 (stronger) | 74 |
| Funding & liquidity | 81 (stronger) | 79 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 86th | 68th |
| Total assets | $114.6M | $344.0M |
| Deposits / shares | $101.1M | $294.2M |
| Capital ratio | 12.64% (stronger) | 11.12% |
| Problem loans | 0.56% | 0.36% (stronger) |
| Net charge-offs | 0.15% | -0.00% (stronger) |
| Return on assets | 1.95% (stronger) | 1.35% |
| Loans ÷ deposits | 48.7% (stronger) | 77.9% |
| Uninsured deposits | 32.4% | 17.6% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
The First National Bank of Sparta has the higher TellerScore (84 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Sparta leads on 4 and Buena Vista National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.