Side-by-side · Q2 2026 data
The First National Bank of Sparta vs First National Bank in Pinckneyville
Metric by metric
| Measure | The First National Bank of Sparta | First National Bank in Pinckneyville |
|---|---|---|
| TellerScore | 84 (stronger) | 61 |
| Capital cushion | 76 (stronger) | 68 |
| Loan quality | 81 (stronger) | 33 |
| Earnings | 98 (stronger) | 69 |
| Funding & liquidity | 81 (stronger) | 73 |
| Problem-loan coverage | 96 (stronger) | 77 |
| Peer percentile | 86th | 20th |
| Total assets | $114.6M | $138.4M |
| Deposits / shares | $101.1M | $124.5M |
| Capital ratio | 12.64% (stronger) | 11.78% |
| Problem loans | 0.56% (stronger) | 2.01% |
| Net charge-offs | 0.15% | 0.05% (stronger) |
| Return on assets | 1.95% (stronger) | 1.21% |
| Loans ÷ deposits | 48.7% (stronger) | 55.6% |
| Uninsured deposits | 32.4% (stronger) | 39.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Sparta has the higher TellerScore (84 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Sparta leads on 6 and First National Bank in Pinckneyville on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.