Side-by-side · Q2 2026 data
The First National Bank of Spearville vs The Farmers State Bank of Bucklin, Kansas
Bank
The Farmers State Bank of Bucklin, Kansas
Bucklin, Kansas · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Spearville | The Farmers State Bank of Bucklin, Kansas |
|---|---|---|
| TellerScore | 56 | 88 (stronger) |
| Capital cushion | 68 | 79 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 76 | 83 (stronger) |
| Funding & liquidity | 92 (stronger) | 85 |
| Problem-loan coverage | 70 | 100 (stronger) |
| Peer percentile | 15th | 86th |
| Total assets | $62.1M | $60.8M |
| Deposits / shares | $53.6M | $52.1M |
| Capital ratio | 11.80% | 12.86% (stronger) |
| Problem loans | 4.06% | 0.00% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.39% | 1.57% (stronger) |
| Loans ÷ deposits | 58.8% (stronger) | 65.8% |
| Uninsured deposits | 22.1% (stronger) | 23.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers State Bank of Bucklin, Kansas has the higher TellerScore (88 vs 56). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Spearville leads on 2 and The Farmers State Bank of Bucklin, Kansas on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.