Side-by-side · Q2 2026 data
The First National Bank of St. Ignace vs Alden State Bank
Metric by metric
| Measure | The First National Bank of St. Ignace | Alden State Bank |
|---|---|---|
| TellerScore | 59 | 86 (stronger) |
| Capital cushion | 28 | 77 (stronger) |
| Loan quality | 78 | 91 (stronger) |
| Earnings | 45 | 91 (stronger) |
| Funding & liquidity | 83 (stronger) | 81 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 17th | 90th |
| Total assets | $335.8M | $318.4M |
| Deposits / shares | $316.3M | $276.4M |
| Capital ratio | 7.78% | 12.71% (stronger) |
| Problem loans | 0.65% | 0.26% (stronger) |
| Net charge-offs | 0.17% | 0.03% (stronger) |
| Return on assets | 0.63% | 1.77% (stronger) |
| Loans ÷ deposits | 35.1% (stronger) | 69.1% |
| Uninsured deposits | 30.1% | 24.5% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alden State Bank has the higher TellerScore (86 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of St. Ignace leads on 1 and Alden State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.