Side-by-side · Q2 2026 data
The First National Bank of Stanton vs Midland Municipal Employees Credit Union
Credit union
Midland Municipal Employees Credit Union
Midland, Texas · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Stanton | Midland Municipal Employees Credit Union |
|---|---|---|
| TellerScore | 85 | 85 |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 64 | 85 (stronger) |
| Earnings | 100 (stronger) | 46 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 88th | 77th |
| Total assets | $394.9M | $17.1M |
| Deposits / shares | $328.4M | $14.5M |
| Capital ratio | 17.49% (stronger) | 14.92% |
| Problem loans | 1.08% | 0.44% (stronger) |
| Net charge-offs | 0.03% | -0.00% (stronger) |
| Return on assets | 2.52% (stronger) | 0.65% |
| Loans ÷ deposits | 29.9% | 29.5% (stronger) |
| Uninsured deposits | 48.3% | 6.7% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of Stanton leads on 2 and Midland Municipal Employees Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.