Side-by-side · Q2 2026 data
The First National Bank of Stanton vs West Texas Credit Union
Metric by metric
| Measure | The First National Bank of Stanton | West Texas Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 64 | 64 |
| Earnings | 100 (stronger) | 24 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 88 |
| Peer percentile | 88th | 19th |
| Total assets | $394.9M | $70.3M |
| Deposits / shares | $328.4M | $63.1M |
| Capital ratio | 17.49% (stronger) | 9.30% |
| Problem loans | 1.08% | 1.07% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.27% |
| Return on assets | 2.52% (stronger) | 0.11% |
| Loans ÷ deposits | 29.9% (stronger) | 60.2% |
| Uninsured deposits | 48.3% | 7.6% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Stanton has the higher TellerScore (85 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Stanton leads on 5 and West Texas Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.